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Home Affordability · Calculadora de Asequibilidad

What can you afford?
¿Cuánto puedes pagar?

Enter your income, debts, and down payment — get a realistic Chicagoland home price range in seconds. No sign-up required.

Ingresa tu ingreso, deudas y pago inicial — obtén un rango de precios realista para Chicagoland en segundos. Sin registro requerido.

Your numbers / Tus números
Household Income / Ingreso del Hogar
Enter annual OR monthly — either works / Ingresa anual O mensual
Annual / Anual
$
Monthly / Mensual
$
Monthly Debt Payments
Pagos Mensuales de Deuda (auto, tarjetas, préstamos)
$
Down Payment Available
Pago Inicial Disponible
$
Adjust Assumptions (Cook County defaults) / Ajustar Supuestos (valores predeterminados del Condado de Cook)
Interest Rate / Tasa
%
Current avg ~7%
Annual Property Tax / Impuesto
$
Cook County: $8K–$11K typical
Annual Insurance / Seguro
$
Typical ~$1,500–$2,000/yr
Loan Term / Plazo

Your Affordability Summary / Resumen de Asequibilidad

FHA Loan
Préstamo FHA · 3.5% minimum down
Estimated Home Price Range / Rango de Precio Estimado
--
–
--
Principal & Interest--
Property Tax (mo) / Impuesto--
Insurance (mo) / Seguro--
FHA MIP (mo)--
Total Monthly Payment--
Front-end ratio (max 28%)--%
Back-end ratio (max 36%)--%
Conventional Loan
Préstamo Convencional · 5% minimum down
Estimated Home Price Range / Rango de Precio Estimado
--
–
--
Principal & Interest--
Property Tax (mo) / Impuesto--
Insurance (mo) / Seguro--
PMI (mo)--
Total Monthly Payment--
Front-end ratio (max 28%)--%
Back-end ratio (max 36%)--%
This is an estimate only, not a pre-approval. / Este es solo un estimado, no una pre-aprobación.
Results are based on the 28/36 qualifying rule using the income, debts, and assumptions you entered. Your actual qualification depends on your credit score, full debt picture, lender guidelines, and current rates. Cook County property taxes vary significantly by municipality and assessed value — always verify with your lender. / Los resultados se basan en la regla de calificación 28/36. Su calificación real depende de su puntaje de crédito, perfil completo de deudas y pautas del prestamista.

Ready to get real numbers? / ¿Listo para números reales?

This calculator gives you a ballpark. A lender pre-approval gives you a real budget — and makes your offers competitive. I can connect you with trusted Chicagoland lenders today, in English or Spanish. No obligation.

Este calculador da un estimado. Una pre-aprobación le da un presupuesto real y hace sus ofertas competitivas. Le puedo conectar con prestamistas de confianza hoy.

Let's Talk / Hablemos
or call
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